Membership
Become part of our cooperative family and unlock financial benefits
Membership Benefits
Access to Loans
Apply for various loan products at competitive rates
Savings Schemes
Invest in attractive savings and deposit schemes
Financial Advisory
Get professional guidance on financial planning
Priority Services
Enjoy priority processing and customer support
Eligibility Criteria
Indian citizen
Age: 18 years or above
Residing in Baramati area
Sound mental health
No outstanding dues with any financial institution
Regular source of income
How to Apply for Membership
Visit Office
Come to our office with documents
Apply
Fill membership application form
Documents
Submit required documents
Verification
Document verification process
Membership
Receive membership certificate
Required Documents
Identity Documents
- •Aadhaar Card (Photo ID)
- •PAN Card
- •Voter ID / Passport
Address & Income Documents
- •Electricity/Water bill (address proof)
- •Salary slip (last 3 months)
- •Bank account statement
- •Employment letter (if salaried)
Membership Categories
Regular Member
Individual members with regular income
- ✓Access to all loan products
- ✓Savings scheme participation
- ✓Voting rights in AGM
- ✓Priority processing
Associate Member
Supporting members with limited rights
- ✓Access to savings schemes
- ✓Gold loan facilities
- ✓Limited loan eligibility
- ✓Reduced fees
Joint Member
Spouse or family member association
- ✓Joint account operations
- ✓Spouse benefits
- ✓Simplified documentation
- ✓Joint deposit schemes
Membership Charges
Membership Share: ₹100
One-time contribution required for membership
Membership Fee: ₹50
Annual membership maintenance fee
Total First Year: ₹150
Affordable entry point for everyone
Note: Fees are subject to change as per cooperative policies. Please verify current amounts at our office.
Member Rights & Responsibilities
Your Rights
- ✓Avail loans at competitive rates
- ✓Participate in savings schemes
- ✓Vote in cooperative elections
- ✓Attend annual general meetings
- ✓Request account information
- ✓Seek financial advisory services
Your Responsibilities
- ✓Pay membership fees on time
- ✓Repay loans as per schedule
- ✓Maintain good financial conduct
- ✓Provide accurate information
- ✓Abide by cooperative rules
- ✓Support cooperative initiatives
Join Our Cooperative Today
Become part of our growing family and unlock financial opportunities.
Start Your Membership