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Deposits & Savings

Secure your financial future with attractive savings schemes

Why Save With Us?

Competitive Rates

Earn attractive returns on your savings and deposits

Safe & Secure

Your deposits are fully protected with highest security

Regular Interest

Receive consistent interest payouts as per scheme

Easy Withdrawal

Flexible withdrawal options based on deposit type

Our Deposit Schemes

Fixed Deposits (FD)

Invest a lump sum amount for a fixed period and earn guaranteed interest.

Features:

  • ✓Flexible tenure (6 months - 5 years)
  • ✓Fixed interest rate (guaranteed)
  • ✓Monthly or quarterly payout options
  • ✓No lock-in after maturity
  • ✓Early withdrawal options available

Eligibility:

  • ✓Member of the cooperative
  • ✓Minimum investment: ₹1,000
  • ✓No maximum limit
  • ✓Individual or joint deposits allowed

Recurring Deposits (RD)

Build wealth systematically with regular monthly deposits and earn attractive returns.

Features:

  • ✓Monthly deposits for fixed period
  • ✓Flexible tenure (12-60 months)
  • ✓Automatic debit facility
  • ✓Maturity bonus available
  • ✓Option to extend the scheme

How It Works:

  • ✓Choose monthly deposit amount
  • ✓Set deposit duration (1-5 years)
  • ✓Auto-debit from your account
  • ✓Earn guaranteed interest
  • ✓Lump sum maturity payout

Savings Accounts

Keep your money safe while earning interest on your daily balance.

Features:

  • ✓Interest on daily balance
  • ✓Unlimited deposits and withdrawals
  • ✓Free debit card facility
  • ✓SMS notifications
  • ✓Nomination facility available

Account Benefits:

  • ✓Low opening balance requirement
  • ✓Easy account operation
  • ✓Passbook or online access
  • ✓Interest credited quarterly
  • ✓Free basic banking services

Special Investment Schemes

Targeted savings schemes for specific needs and life stages.

Senior Citizens Scheme

Special rates for senior citizens (age 60+)

Women Empowerment Scheme

Dedicated savings scheme for women with benefits

Education Savings

Save for child education with maturity benefits

Retirement Planning

Long-term investment for secure retirement

Current Interest Rates

Interest rates are updated regularly based on market conditions.

Please contact us or visit our office for current rates on different schemes.

Call for Current Rates

Start Saving Today

Build a secure financial future with our trusted savings schemes.

Open Your Account